1998 Annual Report

Financial Highlights -

Consolidated Balance Sheets -

Consolidated Statement of Earnings -

Consolidated Statments of Shareholders' Equity and Comprehensive Income -

Consolidated Statements of Cash Flows -

Notes to Consolidated Financial Statements -

Independent Auditors' Report -

Management's Discussion and Analysis of Financial Condition and Results of Operations -

Executive Officers and Directors -

Additional Product, Service and Geographic Officers -

Corporate Information -

All the Financials in a Single Document -